See the money and the risk before the draw lands.
Budget vs actual, committed cost, change exposure and draw requests across your portfolio, on the same record the job runs on. Not a PDF assembled a month later.
Live · 14-day free trial
Your week today vs. on one record.
Five things that come around every week or every month in the Owner seat. Flip the switch.
- 01
Review a draw request Preview
A PDF G702/G703 arrives. You cross-check it against your budget spreadsheet, ask for backup and discover missing lien waivers after the fact.
The draw ties to budget lines and approved COs. Lien-waiver checks are planned.
1–2 days~1 hr review - 02
Track budget vs actual Live
Your contractor's monthly report on one side, your own spreadsheet on the other, and a reconciliation in between.
Budget, commitments, actuals and forecast side by side per line, current as of today.
MonthlyLive - 03
Understand change exposure Live
Approved COs in one log, pending changes in email threads, potential changes nowhere.
Approved, pending and potential changes in one view with dollar exposure, like CO #14 at $86,400 traced back to RFI-212.
Half a dayA glance - 04
Report to lenders and investors Preview
Rebuild the deck every month from numbers that were already stale when they arrived.
Analytics schedules branded PDF reports from live numbers today (preview). Planned: a lender report drafted for you to edit, approve and send.
1–2 daysReview & send - 05
Spot portfolio risk early Planned
You find out at the OAC meeting, or when the contingency is already gone.
Planned: projects flag when schedule slips, overdue RFIs pile up or contingency burns faster than progress.
Too lateEarly warning
* Time markers are illustrative, based on common workflows. Not measured results.
- PreviewOwner reportingBudget, change log and billing an owner can read without a meeting.
- LiveChange order managementApprove a CO once: the budget and the subcontract already have it.
- LiveAIA billing (G702/G703)Pay apps built from the schedule of values, approved COs and stored materials.
- PreviewRetainage trackingRetainage held and owed, by owner contract and by sub, from the same pay apps.
- PlannedLien waiver trackingKnow which waivers are in before a single check goes out.
- PlannedCash flow forecastingBillings, retainage and payables projected week by week, from live jobs.
Four systems. One data core.
Insights
Portfolio, budget vs actual (risk flags planned)
Explore Insights →Financials
Draws, change exposure, contingency
Explore Financials →Projects
RFIs, schedule, change events
Explore Projects →Agents
Planned: draft lender reports, flag draw gaps
Explore Agents →Live In the app today for owners
Budget · Change Events · Change Orders · Prime Contracts · Commitments · Analytics (preview) · Portfolio · Directory and invitations
Planned Not built yet
Lien-waiver checks on draws · Lender reports · Portfolio risk flags · Cash forecast
One day, one record.
Sample: portfolio view · Riverside Medical Center. Story is illustrative.
Portfolio check
Company portfolio and the Executive portfolio pack in Analytics, across projects.
A potential change surfaces
RFI-212 on Riverside: missing fire dampers. Flagged as change exposure before it is a CO.
Approve CO #14 from a phone
$86,400. Budget, contingency and forecast update the moment you approve.
Draw #9 arrives
$2.31M this period with CO #14 included. Planned: waivers from Apex Steel and CoreDry flagged as missing.
Planned: lender report drafted
Built from the same numbers you just reviewed. You edit and send.
Sign off the draw
With who approved what and when in the item history.
Straight answers.
Do my contractors have to use os.construction?
No. You can invite your contractors into your project with the access you choose, or run your own owner budget and change log.
Can I approve change orders and draws in it?
Yes, change orders. Approvals run in the browser on desktop or phone, with who approved what and when in the item history.
Who sees my data?
Access is set per company and per project, with a permission template per tool (none, read only, standard, admin), so a contractor sees what you share and nothing else. MFA is available for every user. Read our security page for the details. Security principles →
Does it handle lender and investor reporting?
Planned. Drafting portfolio reports from live numbers is part of the plan, and a person always reviews before anything is sent. Scheduled Analytics reports work today (preview).
Is it live today?
Yes. The project and project-financial tools are live. Start a 14-day free trial. Company Accounting is available for evaluation; AI agents are planned.
Pull up a chair in the Owner seat.
Start a free trial today, or join the founding cohort to shape what ships next and see pricing before you commit.
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